Banks in the West African Monetary Union (UMOA) maintain a liquidity buffer sufficient to reassure their treasurers. In 2025, savers locked 12 178,1 billion FCFA into term deposits, compared to 10 695,8 billion one year earlier, representing an increase of 13,9%.
KIVIA ANALYSIS
UMOA : Nearly 12 200 billion FCFA placed in term deposits at banks as of the end of 2025

Key takeaways
- Banks in the West African Monetary Union (UMOA) maintain a liquidity buffer sufficient to reassure their treasurers.
- In 2025, savers locked 12 178,1 billion FCFA into term deposits, compared to 10 695,8 billion one year earlier, representing an increase of 13,9%.
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